Driven by global leaders.

CEO

Fnality International

Rhomaios Ram

Rhomaios Ram has been the CEO of Fnality International since its inception and consortium head of Utility Settlement Coin, its research-based forerunner, since 2017. He is a former banking executive with more than 22 years of experience in traditional banking. Rhom brings experience of working across a wide variety of wholesale banking businesses and functions including sales, trading, product management, and technology to his role at Fnality.

CFO

Fnality International

Jan Schoombee

Jan brings more than two decades of experience from multinational financial services groups and entrepreneurial ventures. As our CFO he provides the background in banking, insurance, payments, and fintech needed to bolster our technology and business innovation. He is a chartered accountant with a master’s degree in history, as well as specific qualifications in finance and marketing.

CTO

Fnality International

Adam Clarke

Adam brings over 18 years of experience in technical roles, ranging from developer to CTO, working with both corporates and start-ups. His focus lies in advancing technology in innovative ways, particularly in creating scalable, reliable, and decentralised solutions. Adam also has expertise in establishing operations teams to maintain such systems, drawing insights from various sectors such as banking, insurance, and retail.

General Counsel

Fnality International

Gary Chu

Gary combines legal excellence with a deep understanding of business, technology and policy drivers to deliver first-rate advice. Before joining Fnality International, Gary practised law at a global investment bank and leading firms in England and Australia. His work in FinTech has been recognised by FT Innovative Lawyers Awards Europe and Legal500 UK. He holds a law degree from The University of Melbourne and qualifications in finance and music.

CPO

Fnality International

Robert Fanshawe

Robert is a dynamic People & Talent leader and founder, with global experience in building and managing teams across fintech and beyond. Robert helps us to connect with the people who drive results for Fnality, hiring, engaging, and developing the very best talent. He focuses on bringing passionate, intelligent individuals with a learning mindset into the team.

MD: Commercial

Fnality International

Nicola Els

Bringing extensive experience in various technology settings, such as digital banking, payments, eCommunication, and Cognitive Computing, her skills encompass strategy development, implementation, and day-to-day operations of digital technology products and services that impact a company's bottom line. Nicola leads the development and implementation of strategies by fostering robust consumer trust and connections.

CEO

Fnality UK

Angus Fletcher

Angus joined Fnality as a Senior Commercial and Regulatory Advisor with 25 years of experience in regulatory and financial markets within both corporate and investment bank businesses. His expertise includes global transaction banking, derivatives, FX, and market infrastructure. His strengths are his proven track record of regulatory advocacy, stakeholder relationships, and program management.

CIO

Fnality UK

Paul Ramkumar

Paul has launched two banks, a blockchain-based financial market infrastructure, and scaled two international brokerages. He has held CTO and COO positions at various financial institutions, demonstrating success in building regulated banks, and blockchain payment systems, and scaling financial services companies.

CRO

Fnality UK

Mark Goree

Mark joined Fnality in March 2023 from Lloyds Banking Group where he was Risk Director for Technology and Payments. He began his career as a Chartered Accountant before gaining over 30 years’ experience across the financial services industry in both the UK and New Zealand. Mark’s passion is balancing innovative and data-driven risk management with our commercial objectives.

General Counsel

Fnality UK

Charitha Shashiraj

Charitha was part of the team that supported Fnality’s early-stage design which led to securing necessary regulatory approvals. Before Fnality, Charitha worked at Linklaters in the Capital Markets and Derivatives team where she advised clients on several cutting-edge cryptocurrency, smart contracts and DLT projects in the UK, Europe and Asia.

Head of Finance

Fnality UK

Daniel Caplan

Daniel is an ACA-qualified accountant with over 17 years of experience in various roles in finance, 7 of which in senior, Director and regulatory roles across financial services companies. His extensive background has equipped him with a deep understanding of complex financial systems and regulatory frameworks.

Head of Strategy & Transformation

Fnality UK

Rachel James

Rachel has expertise in payment system policy from her time at the Bank of England, where she worked on regulatory approaches for innovative payment systems and contributed to key reviews and guidance on DLT-based systems. Currently, she focuses on strategic management, policy, regulatory affairs, and operational excellence.